The University of Georgia offers its regular employees a voluntary indemnity dental insurance program provided by the University System of Georgia. The employee pays 100% of the monthly insurance premium and these premiums are deducted from payroll checks before federal, state, and FICA taxes are applied.
Highlights of the plan include:
- $50 annual deductible per covered person
- $1,000 annual maximum per covered person
- No waiting periods (some limitations apply)
- May use dentist of choice, including specialists
Preventive and Diagnostic Services 100% of UCR
(no deductible) includes routine oral exam and cleaning,
limited to twice per year
Basic and Major Benefits 80% of UCR
(after deductible) includes restorative, oral surgery,
crowns, pontics, dentures, periodontics, and endodontics
Orthodontics 80% of UCR
$1,000 maximum lifetime benefit
The dental plan has a national dental network to help reduce your out-of-pocket expenses. Dentists in this network have agreed to accept the UCR charges, and if you use a network dentist, you will not be billed any amount over the UCR charge. View the list of participating dentists in Georgia . View a national list of participating dentists.
Dental plan enrollment
If you desire to enroll in the University System dental plan, you must do so within 31 days following your date of employment. If you do not enroll during this period, you will not be eligible to enroll at a later date, unless you experience an IRS approved change in your family status . If you experience a change in status, such as birth of a child or a spouse losing coverage, you MUST notify Human Resources within 31 days of the date of the change, or you will lose you opportunity to enroll. There are no scheduled open enrollment periods for the System dental plan.
Changing your dental coverage
You may drop or change your coverage during specified times (annually coincident with the open enrollment period for an effective date of January 1), but at no other time during the year except when you experience an IRS approved change in your family status.
|Dental Insurance||Flexible Spending Accounts|
|Life Insurance||Paid Days Off|
|Tax Deferred Annuities||Other Services & Activities|
|Can I change my coverage during the year?|