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Savastate Teachers Federal Credit Union

Savastate Teachers Federal Credit Union (STFCU)'s mission is to offer savings and loans to enhance the financial position of its members. STFCU also ensures there are adequate operating controls, capital reserves and liquidity at all times.

Operating Hours

Monday – Friday
9:00 am – 12 noon
Holiday Schedule

Address

Savastate Teachers Federal Credit Union
Box 20001
Savannah, GA 31404
phone: (912) 358-4178
fax: (912) 358-4717
stfcu@savannahstate.edu

Products & Services

Lifetime Membership

Once a member, always a member! Lifetime membership is just one more benefit you earn when you join the credit union. To join, simply complete the membership application available online and make a one-time deposit of just $10 to open your savings account

Regular Savings Account

A regular savings account is opened when you join the credit union and remains active throughout your membership.

Christmas Club Account

Save a little at a time, all year long and be ready for the expensive gift-giving season when you receive your check each November.

Unsecured Loans

Whether you're paying for a wedding, medical expenses or just need a little extra money to tide you over, a personal loan can help. Apply now for the funds you need.

Auto Loans

We offer competitive rates and flexible terms on new and pre-owned vehicle loans. Apply now and secure the funding you need for your next ride!

Loan Rates : 2.94 to 18%

Rate Info

Form & Statement Information

Forms

Protection

Loan protection up to $2500


Member Information

Loan Rate – 2.94 to 18%

Loan Processing Fee – $3

Membership Fee – $10

Members – 796

Loans – $1.76 Mil

Savings – $2.8 Mil

Assets – $3.4 Mil

Net Worth Ratio – .18%

Notice to Members

important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Previous Year Highlights

Dividend Rate Oct. – Oct 30th 2015
Shares Rate
$0 – $999.99 .20%
$1,000 – $1,999.99 .23%
$2,000 – $3,999.99 .26%
$4,000 – $7,999.99 .28%
$8,000 – $15,999.99 .34%
$16,000 – $99,999,999 .35%

We always pay the best rate to savers. This is just another reason you should add money to your savings account.

Forms and Statements

Membership Application
Loan Application
Tiger Loan Application
Tiger PAW Loan Application
Change of Address Request Form
Loan Extension
Rate and Fee Schedule
Truth in Savings Disclosure
Privacy Notice and Disclousre
Savastate Teachers FCU Payroll Deduction

History

The Savastate Teachers Federal Credit Union (STFCU) was chartered in 1950 to serve employees of Savannah State University, employees of STFCU, immediate family members, and organizations of such persons.

Board Members

Alfred N. Brown : Chair

Dr. Janice Alexander : Vice Chair

Margaret Hunter : Secretary

Mary Ann Goldwire : Treasurer

Myisha Clemons : Member

Office Manager

Chinikqua Beard : Manager

Supervisory Committee Members

Alicia Williams : Chair

Pamela Wright : Member


Holiday Schedule

The Savastate Teachers Federal Credit Union follows the same holiday schedule as Savannah State University.

2016 Schedule

New Year's Day : Jan. 1

Martin Luther King Day : Jan. 18

Memorial Day : May 30

Independence Day : Jul. 4

Labor Day : Sep. 5

Thanksgiving : Nov. 24 - 25

Winter Break : Dec 20 - Jan 3